Solo 401k

The Solo 401k is widely considered the most powerful retirement vehicle for the self-employed.

It combines the high contribution limits of a corporate plan with the total investment freedom of a self-directed structure.

If you are looking to slash your tax bill while maintaining 100% control over your capital, this is the solution.

What is a Solo 401k?

A Solo 401k (also known as an Individual 401k) is a powerful, IRS-approved retirement plan designed specifically for self-employed business owners. It offers the highest contribution limits available to solopreneurs and unique flexibility not found in standard IRAs.

The “Double Dip”: You can contribute as both the employer and the employee, allowing you to put away up to $72,000 per year $80,000+ if you are age 50+) .

Checkbook Control: Unlike “Big Bank” 401ks, our setup gives you total control. You can invest your retirement funds into Real Estate, Private Equity, Crypto, or Gold just by writing a check or sending a wire.

Tax-Free Loans: You have the right to borrow up to50% of your account value(max $50,000) for any reason, with the interest paid back into your own plan.

Who should have a Solo 401k

This plan is the “Gold Standard” for business owners who want maximum tax deductions without the complexity of a large corporate plan. You are a perfect candidate if:

You are Solo: You have a business with no full-time employees (other than yourself and your spouse).
You want Control: You are tired of being limited to stocks and mutual funds and want to invest in alternative assets.
You want to save on Taxes: You are looking for a massive “above the line” tax deduction to lower your taxable income.
You have “Old” Retirement Money: You have a 401k from a previous job or a Traditional IRA that you want to move into a structure you control.

How do I get started?

We provide a “white-glove” DFY setup to ensure your plan is compliant from day one. Here is our 4-step process:

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Plan Adoption

You provide your basic business details, and we generate your IRS-Approved Plan Documents.

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EIN Registration

We handle the IRS application for your Trust EIN. This is a dedicated tax ID that keeps your retirement assets legally separate from your personal and business finances.

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Bank Setup

You take your new documents and EIN to the bank or brokerage of your choice (like Fidelity or Schwab) to open your Trust Account.

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Funding & Investing

Roll over your existing funds and start making contributions. You are now in the driver’s seat of your financial future.

Call For Free Consultation

1-800-936-0872

9am – 5pm PST

Monday – Friday

Better Business Bureau Accredited Business with an A+ Rating since 2008

The information contained on this website has been supplied as general information. We do not provide investment, legal or accounting advice. We recommend that you seek advice from a qualified local investment, accounting or legal counsel.