What is a Self-Directed IRA?

A Self-Directed IRA is an individual retirement account that allows you to invest in a much broader range of assets than traditional IRAs. While standard IRAs limit you to stocks, bonds, and mutual funds, a Self-Directed IRA permits investments in real estate, private equity, precious metals, cryptocurrency, and promissory notes.

The IRA LLC Advantage

By combining a Self-Directed IRA with a specially crafted Limited Liability Company (LLC), you gain "checkbook control." Your IRA invests its funds to purchase 100% of the LLC, and you are appointed as the non-compensated manager of that LLC.

This structure allows you to open a local business checking account for the LLC. When an investment opportunity arises, you simply write a check or wire funds directly from the LLC account, bypassing the delays and transaction fees associated with custodian-directed accounts.